Buy your own car with affordable used car loans

Up to 30% Down payment

Drive your new car with ease—enjoy up to 70% on-road funding and even up to 120% of the car’s value, making it lighter on your pocket from day 1

Hassle free RC transfer

Enjoy a smooth, fast, and hassle-free RC transfer with us—making it easy to focus on your car ownership without the stress of complex paperwork

Complete Car  Care Package

Explore a range of add-ons, including motor insurance, extended warranty, maintenance packages, and even buyback cover everything you need for complete peace of mind with your car.

Lower Interest Rates

Enjoy the lowest interest rates, starting from just 10.99%, making your dream car more affordable than ever

Eligibility criteria and documents required for a used car loan

At Harsh Motors, you can get your own vehicle by paying just 30% as a down payment, and the rest will be financed with ease.

• Age

  18-63 years of age

• Employment status

  Serving everyone - salaried, self-employed, and pensioners

• Minimum income

  Minimum income of ₹15,000 per month

• Credit score

  Credit score of 650 or above

Eligibility criteria

Documents Required

• Identity proof:

  • PAN card (mandatory)

  • Aadhar card / Driver’s license / Voter ID / Passport

• Address proof:

  Aadhar card / Passport / Voter ID / Driver’s license / Utility bills / Notarized rent agreement

• Income proof (optional):

  • 6 months’ bank statement

  • 3 months’ salary slips or equivalent business proof

• Vehicle documents:

  Vehicle registration number/registration certificate (RC)